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| Privacy Policy |
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- Use of Information
- Information That Is Personally Identifiable
- Aggregate Information
- Policy on Children's Use of the Site
- Cookies
- Other Use
- Disclosure for Legal Purposes
- Other Parties and Your Information
- Security
- How You Can Modify Information, Opt Out or Contact Us
Your privacy is very important
to Xorbix Technologies, Inc. (sometimes referred to as "we",
"us", or "Xorbix"), and we are committed to respecting your
privacy on this site. In order to provide our Services, we will require
information (including address and credit card information) regarding our Users.
We will maintain the confidentiality of information provided in accordance with
our Privacy Policy.
We may change this policy from
time to time, and if we do we will provide notice on this Web site regarding any
changes to this policy.
Use
of Information
Xorbix may provide certain
demographic information it collects to third parties in connection with its
provision of this Service. The dissemination of this information is necessary in
order to provide personalized information and promotional offers. Except as
disclosed in this Privacy Policy, our current policy is to refrain from selling,
leasing, or otherwise transferring your personally?identifiable information,
however, this policy does not apply in all cases and this policy may be changed
in the future. We describe below some of the situations in which such
information may be disclosed. Xorbix will never provide our promotional
affiliates with personally identifiable information which would permit them to
communicate with Users or their employees by email unless the User
"opts-in" pursuant to one of our "double opt-in" sign-up
modules and have not "opted-out", pursuant to our opt-out procedure,
from receiving communications. You may have the opportunity to ask us to provide
your information to these promotional affiliates. We expect those promotional
partners with whom we share information (with consent, as provided herein) to
respect the privacy of our Users in the same manner as we do. However, we cannot
ensure that they abide by our privacy policies. Xorbix Technologies is the sole
owner of information collected through the Service.
Information
That Is Personally Identifiable
Our registration format requests
certain contact information from our Users. We collect information that is
personally identifiable through the registration and purchasing process when
processing your order. When a User completes an order, the format will require
personally identifiable information for each proposed insured, including:
- Contact information (examples include name, home address, email address)
- Unique identifiers (examples include credit card or social security
numbers)
- Demographic information (examples include zip code, telephone area code,
age, birth date, gender, income level, etc.)
The information we have
obtained through this process may be used by Xorbix, as well as by providers of
related services, in connection with processing your order. We also use contact
information from the registration format to send the User information about us
and when otherwise necessary. Such information may also be used to assess your
satisfaction with and to obtain feedback regarding the Service we provide and to
tailor the visitor's experience while visiting our Web site.
We may use the contact
information we collect to provide, by means other than email, information or
offers which we believe will be of value to Users and their employees and we may
share contact information with other companies that may want to provide our
Users, by means other than email, information regarding additional products and
services. If the User elects, pursuant to one of our "double opt-in"
sign-up modules, we may also use the contact information to send our Users
information or offers by email which we believe will be of value to them and we
may share email contact information with other companies that may want to
provide our Users or their employees information regarding additional products
and services. Such contact information may be shared based upon the demographic
information we collect. Users who have "opted-in" pursuant to one of
our "double opt-in" signup modules may opt-out of receiving future
communications at any time; see the section below
regarding "Opt-out".
Finally, the information we
collect will be maintained in a file that we may need to review in a variety of
other circumstances, such as analyzing and understanding our customers and their needs,
and for the administration and provision of our goods and services.
As a User of the Service, you
consent to the aforementioned uses of such information and the provision of
information to service providers that facilitate the Service, all in accordance
with this Privacy Policy.
Aggregate
Information
Subject to the other terms of
our Privacy Policy, we may aggregate (i.e. assemble on a basis that does not
enable one to personally identify you) the data that is acquired under or in
connection with this site and/or related to ordering our products and services,
including, without limitation, data about the products and services requested
and purchased by our Users. Aggregated data may be used by us to improve our
Service and for marketing purposes, and may be shared with and used by
advertisers and other third parties. We may also use such data to determine what
types of policies are best suited for our customers and what types of policies
our customers request. If we provide aggregated data to third parties,
particular personal information (including birth date, social security number,
name, title, income, home address, dependent information and any other
identifying information) will not be individually identifiable in the
aggregated data.
Your use of the Service
constitutes your consent to the use of such data on an aggregated basis.
Policy
on Children's Use of the Site
This Site is, generally,
directed at persons over the age of 13 who purchase items with credit cards and
we do not knowingly collect personal information from or about children under
the age of 13 except as relating to a specific order for products or services.
If we, at any time, learn that information relating to a child under the age of
13 that we have obtained is other than as set forth above, we shall immediately
purge such information from our records.
Cookies
Like most other Web sites,
Xorbix's servers may automatically track certain information about activity on
our Web site. This information allows us to keep our Web site running
efficiently. This information may include: the browser being used (such as
Netscape, Internet Explorer, etc.); your operating system (such as Macintosh,
Windows 98, etc.); your IP address; and the referring URL and all company URL's
you visit. We use your IP address to help diagnose problems with our server, and
to administer our Web site, but your IP address is not connected to information
that is personally identifiable.
In addition, Xorbix may use
"cookies" on certain pages of our Web site to automatically collect
information from a visitor to our Web site and transfer this information to the
visitor's hard drive. Cookies help us recognize repeat visitors, allowing
communication of a personalized welcome message and tailoring of content to
match particular interests.
We also may use outside
advertising companies to display advertisements on our site. These
advertisements may also contain cookies. Some customer data may be shared with
the advertising affiliates on an aggregated basis in accordance with the other
terms of this Privacy Policy. Because cookies are stored on your hard drive, not
on our Web site, you are always free to set your browser to decline cookies and
you can delete them from your computer. If you decline "cookies" or
delete them from your computer, you will still be able to access our Web site,
but you may find that some areas do not work as smoothly as when cookies are
enabled on your system.
Other
Use
It is possible that Xorbix, its
business and/or assets, its present or future subsidiaries, joint ventures or
any combination of such, could merge with or be acquired in one or more types of
transactions by another business entity or entities. Should such transaction(s)
occur, Xorbix has your permission to share some or all of your information in
order to, among other things, facilitate continuation of one or more services
similar to all or a portion of the Service. Notice of such an event (to the
extent that it takes place) will be posted on this Web site and we will require
that the new combined entity adhere to the practices disclosed in this Privacy
Policy.
Disclosure
for Legal Purposes
Given the government's current
interest in Internet regulation, you hereby authorize us to disclose information
pursuant to judicial and administrative proceedings, and in connection with law
enforcement activities and as otherwise may be permitted by law, to law
enforcement or government agencies if we believe the disclosure is necessary or
appropriate. You also authorize us to disclose information if we believe the
disclosure is necessary or appropriate in the event of an investigation of
improper or illegal conduct in connection with our Web site, such as fraud,
misrepresentation, intellectual-property infringement, or other activity that
may put us at risk for liability. We will, whenever we believe reasonably
possible, use our reasonable efforts to inform a User whose information may be
so revealed.
Other
Parties and Your Information
This policy only relates to our
collection and use of your information, except as otherwise provided. We are not
responsible for the privacy policies and practices of promotional affiliates or
other third parties to which we may provide links. Xorbix does not have control
over the privacy policies applied by any other party that you may disclose
information to when linking to from our Web site. If you would like information
on any other party's privacy policy, you should contact that party directly, and
we encourage you to do so.
Security
Xorbix employs standard industry
measures to protect and ensure the confidentiality of your personally
identifiable information, including the use of firewalls and SSL encryption.
Despite these efforts, we cannot guarantee the security of your information
given the current state of the Internet. We also do not undertake to maintain
information about you for a duration greater than as provided by law, rule or
regulation.
Xorbix engages in other security
measures, as follows:
- Physical security of the systems against theft and damage
- Software integrity to ensure that only authorized personnel can implement
or modify software
- Disaster recovery planning processes and systems
- Data integrity to check the validity of certain data
- Data security administration procedures to ensure proper monitoring and
auditing
We believe we employ
security measures that adequately address our security needs.
How
You Can Modify Information, Opt Out or Contact Us
You can review and modify (or
remove) the information you provide us in the order or registration process if
this information changes. The information that you may change (or remove)
includes any information provided on our order or registration format. To make
any of these changes, you may log on to this site and make the changes directly
after you have received an identification and password for the transaction or
for the individual order.
Should Xorbix develop a
registration module, your registration on our Web site and "opting-in"
to receive additional relevant information will be confirmed by an email
correspondence to your email address. If you do not object to such email within
three days, it will constitute your consent to receive email notices and other
email communications from Xorbix and its advertisers and promotional affiliates.
In the event you no longer wish to receive such email notices or other email
communications from us, you may opt-out by replying to "unsubscribe"
in the subject line in any e-mail correspondence we send you or by emailing us
at info@xorbix.com
stating your desire to "unsubscribe." You may also contact us at info@xorbix.com
if you no longer wish to be enrolled as a User.
To contact us with questions
about this policy or other inquiries send us an email at info@xorbix.com
and write "Privacy Policy" in the subject line.
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